Wednesday, April 24, 2019
Home Wealth

Wealth

Stock Investing Plan

Savers and investors have different objectives for their money. Typically, savers have objectives to use their money in the next...

Plan to Keep Track of Your Spending

In just a few years, an average family spends over $100,000. Without organized expense records, it's often difficult to know just how this large...

Retirement Planning

How Much Do You Need to Retire? How much are you saving for the future? Most financial...

Money Saving Plan

USE LESS/SUBSTITUTEUSE TENDER LOVING CARE TO KEEP WHAT YOU HAVEFOOD Stick to basic nutrient-dense foods for variety and versatility. Use lowest priced form of...

Mutual Funds

A mutual fund is an investment company that collects money from many people and invests it in a variety of...

In Over Your Head—Saving Strategies for Financial Crisis

Section 1: First steps Unemployment, illness, family problems, and careless spending, as well as other issues,...

Understanding Individual Retirement Accounts (IRA)

An Individual Retirement Account—IRA—is an opportunity that enables qualifying individuals to save and invest for retirement. IRAs—traditional and Roth—are special...

Household Record-keeping Tips

Suggested Home Files: In addition to documents kept in a safe deposit box (costly or hard-to-replace items such as original birth and marriage certificates,...

Homestead Exemption: Are You Eligible?

Homestead Exemption is a statewide program that offers a reduction in real property and manufactured home taxes to qualifying homeowners in Ohio....

How to Reduce Living Expenses

Older adults who live on a fixed income can experience challenges when their bills exceed their income. Here are some suggestions for...

Reverse Mortgage

For many seniors “Home Sweet Home” turns into a place of despair when they don’t have enough income to continue living there....

How to Live on a Fixed Income as a Senior Citizen

In order to control your spending and make your budget work for you, consider writing down what your true necessities are, what...

Telemarketing Fraud

The telephone rings and you answer it. It's another telemarketer asking for just a few minutes of your time to tell you...

Seniors Beware: Avoiding Con Artist Schemes

Older Americans are among the most rapidly growing segments of our society. Every minute of every day, seniors just like you are...

How Children Play at Different Ages

Play is key to every child's well being. Children learn about the world and experience life through play. One definition of play is...

7 Steps to Resolving Conflicts Constructively and Respectfully

Conflict is a natural part of life brought on by our different beliefs, experiences, and values. If not managed carefully, however, conflict can harm...

Understanding Insurance

Insurance protects you and your business from financial risks and losses. You need and are required by law and some lenders to have...

Financial News You Can Use

Financial news is important to all households. If you have an adjustable-rate mortgage, if your individual retirement account (IRA) is...

Property Ownership

Two Classes of Property Property is divided into two distinct classes—real and personal. Real...

Gift Taxes

One of the most commonly used tools to reduce the size of an estate is “gifts.” A long-term plan...

Retirement Planning and Medical Insurance

One of the more important objectives of estate planning for most families is to provide adequate income during retirement. Retirement...

Estate Planning

Who needs an estate plan? Every person, young or old, who has a family or owns property, needs...

Pricing

In business it is possible to have the very best product or service and have excellent sales volume, but if the wrong price...

Payroll Set-up and Reporting

Introduction Once the decision has been made to hire employees, there are a number of steps that must be...

Employing Family Members

Goal-Tax Savings It is often common for a taxpayer to provide money to a spouse and children for their...

Understanding Marketing

What is marketing? Marketing is more than advertising or selling. It is a complex process involving three steps: (1)...

Copyrights, Patents, Trademarks

A working knowledge of copyrights, patents and trademarks is useful for anyone who operates his or her own business. This factsheet provides definitions and...

Advertising: An Investment In Your Business’s Future

Many products or services have failed in the market, not because of their quality, packaging or pricing, but because potential customers didn't know they...

Conducting Market Research

Customers are the foundation of any successful business. Effective market research results in increased sales and profits. Use market research to develop marketing plans....

Business Use of the Car

Few items cause as much confusion for the small-and home- based business person as determining allowable car and truck expenses. Vehicle expenses can be...

Becoming a Child Care Provider

Child care is extremely important for working parents. Convenience and quality are two major concerns. Child care providers contribute a vital service to families...

Setting Up a Record Keeping System

You need records! For many small businesses, the biggest problem is not knowing where to start with business records-so...

Records and Record Keeping

The best time to set up a record system for a small business is before you start the business. Experience clearly indicates that...

Understanding State and Local Taxes

Many new businesses do not know which taxes apply to them and their product or service. The following information covers the most common state...

Understanding Federal Taxes

Benjamin Franklin once said, "... in this world nothing is certain but death and taxes." For a business, both are certain and very important-death,...

Pros and Cons of a Home Business

Everyday more and more Americans start businesses, freelance or work remotely in the United States today. Having a business in...

Save Money by Quitting Smoking

A Healthier You & Bank Account, Too Improving your health is the most important reason to stop smoking, but...

Does Money Motivate You to Lose Weight, Too?

In an ideal world, virtue would be its own reward. In our world, though, virtue often benefits from a little help. For...